Jackie Cummings Koski

Jackie Cummings Koski is a CFP®, AFC® who achieved financial independence and retired early at age 49 with over $1 million net worth, after starting over in her mid-30s following divorce. Her wake-up call came after discovering a $100,000 disparity between her and her ex-husband's retirement accounts, which transformed her financial ignorance into financial independence in about 10 years.

Growing up as the second youngest of six children in Aiken, South Carolina, where money was tight and finances were taboo, she was determined to break the generational cycle of poor financial decisions. What sets Jackie apart is her public financial transparency—she openly shares her net worth, expenses, and investments, making her relatable and accessible to everyday people seeking financial transformation.

As co-host of the top 1% "Catching Up to FI" podcast and author of "F.I.R.E. for Dummies," Jackie specializes in Health Savings Account (HSA) strategies, having grown her personal HSA to $240,000—a remarkable achievement since only 3% of HSA accounts exceed $25,000. She currently serves as President of the Financial Planning Association of Southwestern Ohio and has been on the BetterInvesting national board since 2017, serving as Vice-chair from 2022-2024.